/* ==========================================================================
   OwnersLog calculators + guides. Loads after /pages.css and reuses its tokens
   (--ink, --ink-2, --paper, --warm, --soft, --sand, --line, --line-2, --muted,
   --accent, --accent-2, --ease). Editorial register: warm paper, deep green
   ink, one gold accent, contour-line motif borrowed from a survey map.
   ========================================================================== */
:root{
  --r-lg:26px; --r-md:18px; --r-sm:12px;
  --shadow-soft:0 1px 0 rgba(23,54,45,.04),0 12px 32px rgba(23,54,45,.08);
  --shadow-lift:0 2px 0 rgba(23,54,45,.04),0 22px 48px rgba(23,54,45,.14);
  --contour:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='520' height='320' viewBox='0 0 520 320'%3E%3Cg fill='none' stroke='%2317362d' stroke-opacity='.09' stroke-width='1.2'%3E%3Cpath d='M-20 250c60-40 120-70 190-60s110 60 180 50 120-60 190-70'/%3E%3Cpath d='M-20 215c70-45 130-80 200-68s105 58 170 48 125-68 190-80'/%3E%3Cpath d='M-20 180c80-50 140-88 208-76s100 55 160 46 130-74 192-88'/%3E%3Cpath d='M-20 145c85-52 150-96 214-84s96 52 150 44 136-80 196-96'/%3E%3Cpath d='M-20 110c90-55 160-104 220-92s92 50 140 42 140-86 200-104'/%3E%3Cpath d='M-20 75c95-58 168-112 226-100s88 48 132 40 146-92 202-112'/%3E%3Cpath d='M-20 40c100-60 176-120 232-108s84 46 124 38 150-98 204-120'/%3E%3C/g%3E%3C/svg%3E");
}
html{scroll-padding-top:96px}
body{background:var(--paper)}

/* ----------------------------------------------------------------- header */
.site-head .head-links{gap:6px}
.site-head .head-links a{padding:8px 12px;border-radius:10px}
.site-head .head-links a:hover{background:var(--soft);text-decoration:none}
.site-head .head-links a[aria-current=page]{color:var(--ink);font-weight:650;background:var(--warm)}
.site-head .head-links a.head-cta{padding:9px 18px;margin-left:6px}
.skip{position:absolute;left:-9999px;top:8px;background:var(--ink);color:#fff;padding:10px 16px;border-radius:10px;z-index:100}
.skip:focus{left:12px}

/* ------------------------------------------------------------------ frame */
.calc-main{width:min(1160px,calc(100% - 44px));margin:0 auto;padding:26px 0 90px}
.crumbs{font-size:14px;color:var(--muted);margin:4px 0 16px;display:flex;flex-wrap:wrap;align-items:center;gap:2px}
.crumbs a{color:var(--muted);text-decoration:none;border-radius:6px;padding:2px 4px;margin:0 -4px}
.crumbs a:hover{color:var(--ink);background:var(--soft)}
.crumbs span[aria-hidden]{margin:0 8px;opacity:.5}

/* ------------------------------------------------------------------- hero */
.calc-hero{position:relative;overflow:hidden;isolation:isolate;
  background:linear-gradient(135deg,#f7f2e6 0%,#f3ecdc 55%,#efe6d2 100%);
  border:1px solid var(--line-2);border-radius:var(--r-lg);padding:clamp(26px,4.4vw,52px) clamp(22px,4.4vw,56px) clamp(24px,3.6vw,40px);margin-bottom:26px}
.calc-hero::before{content:"";position:absolute;inset:0;background:var(--contour) right -40px bottom -60px/620px auto no-repeat;z-index:-1;opacity:.95}
.calc-hero::after{content:"";position:absolute;right:-120px;top:-140px;width:420px;height:420px;border-radius:50%;
  background:radial-gradient(closest-side,rgba(226,189,119,.35),rgba(226,189,119,0));z-index:-1}
.calc-hero h1{font-family:'Fraunces',Georgia,serif;font-weight:500;font-size:clamp(34px,4.6vw,58px);line-height:1.03;letter-spacing:-.032em;margin:14px 0 16px;max-width:20ch;text-wrap:balance}
.calc-hero .answer{font-size:clamp(17.5px,1.6vw,20px);line-height:1.6;color:#2c4038;max-width:64ch;margin:0 0 6px;text-wrap:pretty}
.pill-flag{display:inline-flex;align-items:center;gap:8px;font-size:12px;font-weight:750;letter-spacing:.11em;text-transform:uppercase;background:rgba(255,255,255,.7);color:var(--ink-2);border:1px solid var(--line);border-radius:999px;padding:6px 13px}
.pill-flag::before{content:"";width:7px;height:7px;border-radius:50%;background:var(--accent)}
.meta{display:flex;flex-wrap:wrap;gap:8px;font-size:13.5px;color:var(--muted);margin:18px 0 0}
.meta > span{background:rgba(255,255,255,.62);border:1px solid var(--line-2);border-radius:999px;padding:5px 12px}
.meta b{color:var(--ink);font-weight:650}

/* ------------------------------------------------------------ calculator */
.calc{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:22px;align-items:start;margin-bottom:40px}
.calc-form{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:clamp(20px,2.6vw,30px);box-shadow:var(--shadow-soft)}
.calc-form fieldset{border:0;padding:0;margin:0 0 22px;min-width:0}
.calc-form fieldset + fieldset{padding-top:22px;border-top:1px solid var(--line-2)}
.calc-form fieldset:last-child{margin-bottom:0}
.calc-form legend{display:flex;align-items:center;gap:10px;font-weight:750;font-size:12.5px;letter-spacing:.12em;text-transform:uppercase;color:var(--ink-2);margin-bottom:14px;padding:0}
.calc-form legend::before{content:"";width:18px;height:2px;background:var(--accent);border-radius:2px}
.fields{display:grid;grid-template-columns:1fr 1fr;gap:16px 18px}
.field{display:flex;flex-direction:column;gap:7px;min-width:0}
.field.full{grid-column:1/-1}
.field label{font-size:15px;font-weight:620;color:var(--ink);line-height:1.35}
.field .hint{font-size:13.5px;color:var(--muted);line-height:1.45}
.inp{position:relative;display:flex;align-items:center}
.inp .pre,.inp .suf{position:absolute;font-size:16px;color:var(--muted);pointer-events:none;font-variant-numeric:tabular-nums}
.inp .pre{left:14px}.inp .suf{right:14px}
.calc-form input[type=text],.calc-form input[type=number],.calc-form input[type=date],.calc-form select{
  width:100%;min-height:52px;border:1.5px solid var(--line);border-radius:var(--r-sm);background:var(--soft);
  padding:10px 14px;font:inherit;font-size:17.5px;color:var(--ink);font-variant-numeric:tabular-nums;
  transition:border-color .18s var(--ease),box-shadow .18s var(--ease),background .18s var(--ease)}
.calc-form select{appearance:none;-webkit-appearance:none;padding-right:40px;
  background:var(--soft) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' fill='none' stroke='%2317362d' stroke-width='1.8'/%3E%3C/svg%3E") right 16px center/12px no-repeat}
.calc-form input:hover,.calc-form select:hover{border-color:#c9c3b6}
.inp .pre + input{padding-left:32px}
.inp input:has(+ .suf){padding-right:40px}
.calc-form input:focus,.calc-form select:focus{outline:none;border-color:var(--ink);background-color:#fff;box-shadow:0 0 0 4px rgba(201,150,63,.28)}
.check{display:flex;gap:12px;align-items:flex-start;font-size:15.5px;line-height:1.45;cursor:pointer;padding:12px 14px;border:1.5px solid var(--line-2);border-radius:var(--r-sm);background:var(--soft)}
.check:has(input:checked){border-color:var(--ink-2);background:#fff}
.check input{width:22px;height:22px;margin:0;accent-color:var(--ink);flex:0 0 auto}
.seg{display:flex;flex-wrap:wrap;gap:8px}
.seg label{display:inline-flex;align-items:center;gap:8px;min-height:46px;border:1.5px solid var(--line);border-radius:999px;padding:8px 18px;background:var(--soft);font-size:15px;font-weight:560;cursor:pointer;transition:.18s var(--ease)}
.seg label:hover{border-color:var(--ink-2)}
.seg input{accent-color:var(--accent-2);margin:0}
.seg label:has(input:checked){border-color:var(--ink);background:var(--ink);color:#fff}
.seg label:has(input:focus-visible){box-shadow:0 0 0 4px rgba(201,150,63,.35)}

/* ---------------------------------------------------------------- result */
.calc-result{position:sticky;top:92px;overflow:hidden;isolation:isolate;
  background:linear-gradient(160deg,#1c4136 0%,#17362d 48%,#122c25 100%);color:#fff;border-radius:var(--r-lg);
  padding:clamp(22px,2.6vw,30px);box-shadow:0 26px 60px rgba(15,38,32,.26)}
.calc-result::before{content:"";position:absolute;inset:0;background:var(--contour) right -80px top -90px/560px auto no-repeat;filter:invert(1);opacity:.35;z-index:-1}
.calc-result::after{content:"";position:absolute;left:0;right:0;top:0;height:3px;background:linear-gradient(90deg,var(--accent),var(--accent-2),transparent)}
.calc-result .res-head{padding-bottom:18px;border-bottom:1px solid rgba(255,255,255,.14);margin-bottom:16px}
.res-label{font-size:12px;font-weight:750;letter-spacing:.14em;text-transform:uppercase;color:rgba(255,255,255,.64)}
.res-value{font-family:'Fraunces',Georgia,serif;font-weight:500;font-size:clamp(40px,5.2vw,60px);line-height:1.02;letter-spacing:-.025em;margin-top:8px;font-variant-numeric:tabular-nums;animation:resIn .45s var(--ease)}
.res-sub{font-size:15px;color:var(--accent-2);margin-top:8px}
.res-summary{font-size:16px;line-height:1.6;color:rgba(255,255,255,.9);margin:0 0 14px;text-wrap:pretty}
.res-lines{margin:0 0 12px}
.res-lines div{display:flex;justify-content:space-between;align-items:baseline;gap:14px;padding:9px 0;border-bottom:1px solid rgba(255,255,255,.08);font-size:15px}
.res-lines dt{color:rgba(255,255,255,.72)}
.res-lines dd{margin:0;font-weight:650;font-variant-numeric:tabular-nums;text-align:right;white-space:nowrap}
.res-lines div.strong{border-bottom-color:rgba(226,189,119,.4)}
.res-lines div.strong dt,.res-lines div.strong dd{color:#fff;font-weight:750}
.res-table-wrap{overflow-x:auto;margin:12px 0;border-radius:12px;background:rgba(255,255,255,.04);padding:4px 12px}
.res-table{width:100%;border-collapse:collapse;font-size:13.5px;font-variant-numeric:tabular-nums}
.res-table th{text-align:left;font-weight:650;color:rgba(255,255,255,.6);border-bottom:1px solid rgba(255,255,255,.18);padding:9px 8px 7px 0;white-space:nowrap}
.res-table td{padding:8px 8px 8px 0;border-bottom:1px solid rgba(255,255,255,.07)}
.res-table tr:last-child td{border-bottom:0}
.res-notes{margin:14px 0 0;padding-left:18px;font-size:13.5px;line-height:1.55;color:rgba(255,255,255,.76)}
.res-notes li{margin-bottom:6px}
.res-notes li::marker{color:var(--accent-2)}
.res-error{color:var(--accent-2);font-size:16px}
.res-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px;padding-top:18px;border-top:1px solid rgba(255,255,255,.14)}
.res-actions button,.res-actions a{min-height:46px;border-radius:999px;padding:10px 20px;font:inherit;font-size:15px;font-weight:680;cursor:pointer;text-decoration:none;display:inline-flex;align-items:center;gap:8px;transition:.2s var(--ease)}
.res-actions .ghost{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.34)}
.res-actions .ghost:hover{border-color:#fff;background:rgba(255,255,255,.06)}
.res-actions .gold{background:var(--accent-2);color:var(--ink);border:1.5px solid var(--accent-2)}
.res-actions .gold:hover{background:#ecca8c;transform:translateY(-1px)}
.res-actions .gold::after{content:"\2192";transition:transform .2s var(--ease)}
.res-actions .gold:hover::after{transform:translateX(3px)}
@keyframes resIn{from{opacity:.35;transform:translateY(4px)}to{opacity:1;transform:none}}

/* ------------------------------------------------------------- key facts */
.keyfacts{background:var(--soft);border:1px solid var(--line-2);border-radius:var(--r-lg);padding:clamp(22px,3vw,32px);margin:0 0 40px}
.keyfacts h2{font-family:'Fraunces',Georgia,serif;font-weight:500;font-size:26px;letter-spacing:-.02em;margin:0 0 4px}
.keyfacts .kf-date{font-size:13.5px;color:var(--muted);margin:0 0 16px}
.keyfacts ul{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:12px}
.keyfacts li{position:relative;background:#fff;border:1px solid var(--line-2);border-radius:var(--r-md);padding:16px 16px 16px 44px;font-size:15.5px;line-height:1.55;color:#22392f}
.keyfacts li::before{content:"";position:absolute;left:16px;top:21px;width:12px;height:12px;border-radius:4px;background:var(--accent);transform:rotate(45deg)}
.keyfacts li b,.keyfacts li strong{color:var(--ink)}

/* ------------------------------------------------------------------- toc */
.toc{border:1px solid var(--line-2);border-radius:var(--r-md);padding:16px 20px;margin:0 0 8px;background:#fff}
.toc > b,.toc > strong,.toc > p{display:block;font-size:12.5px;font-weight:750;letter-spacing:.12em;text-transform:uppercase;color:var(--ink-2);margin:0 0 8px}
.toc ol,.toc ul{margin:0;padding-left:20px;columns:2;column-gap:28px}
.toc li{font-size:15.5px;line-height:1.5;margin:0 0 6px;break-inside:avoid}
.toc a{color:var(--ink);text-decoration:none}
.toc a:hover{text-decoration:underline;text-underline-offset:3px;color:var(--ink-2)}

/* ----------------------------------------------------------------- prose */
.prose{max-width:760px}
.prose > h2:first-child,.prose > .toc + h2{margin-top:30px}
.prose h2{font-family:'Fraunces',Georgia,serif;font-weight:500;font-size:clamp(27px,3vw,36px);letter-spacing:-.022em;line-height:1.14;margin:56px 0 14px;text-wrap:balance;scroll-margin-top:96px}
.prose h3{font-size:19.5px;line-height:1.35;margin:30px 0 8px;letter-spacing:-.01em}
.prose p,.prose li{font-size:18px;line-height:1.74;color:#22392f;text-wrap:pretty}
.prose ul,.prose ol{padding-left:24px}
.prose li{margin-bottom:8px}
.prose li::marker{color:var(--accent)}
.prose a{color:var(--ink-2);text-decoration:underline;text-decoration-color:rgba(201,150,63,.7);text-decoration-thickness:1.5px;text-underline-offset:3px}
.prose a:hover{color:var(--ink);text-decoration-color:var(--ink)}
.prose strong{color:var(--ink)}
.prose table{width:100%;border-collapse:separate;border-spacing:0;font-size:15.5px;margin:18px 0 26px;font-variant-numeric:tabular-nums;border:1px solid var(--line);border-radius:14px;overflow:hidden}
.prose th,.prose td{text-align:left;padding:11px 14px;border-bottom:1px solid var(--line-2);vertical-align:top}
.prose tr:last-child td{border-bottom:0}
.prose th{background:var(--warm);font-weight:650;color:var(--ink);font-size:14.5px}
.prose tbody tr:nth-child(even) td{background:#fcfbf7}
.prose caption{caption-side:bottom;text-align:left;font-size:13.5px;color:var(--muted);padding:8px 2px 0}
.prose .formula{font-family:ui-monospace,"SF Mono",Menlo,monospace;font-size:15px;line-height:1.65;background:var(--ink);color:#f3efe4;border-radius:14px;padding:18px 20px;overflow-x:auto;white-space:pre-wrap;margin:16px 0 22px}
.prose details{border:1px solid var(--line-2);border-radius:var(--r-sm);padding:0 18px;margin:10px 0;background:#fff;transition:border-color .2s var(--ease)}
.prose details[open]{border-color:var(--line);box-shadow:var(--shadow-soft)}
.prose summary{font-weight:650;font-size:17.5px;cursor:pointer;list-style:none;padding:16px 30px 16px 0;position:relative}
.prose summary::-webkit-details-marker{display:none}
.prose summary::after{content:"+";position:absolute;right:0;top:12px;font-size:24px;font-weight:400;color:var(--accent);transition:transform .2s var(--ease)}
.prose details[open] summary::after{transform:rotate(45deg)}
.prose details > p,.prose details > ul{margin-top:0}
.prose details > :last-child{margin-bottom:18px}
.prose blockquote{margin:24px 0;padding:4px 0 4px 22px;border-left:3px solid var(--accent);font-family:'Fraunces',Georgia,serif;font-size:22px;line-height:1.45;color:var(--ink)}
.callout{background:var(--warm);border:1px solid var(--line);border-left:4px solid var(--accent);border-radius:14px;padding:18px 22px;margin:24px 0}
.callout > :first-child{margin-top:0}.callout > :last-child{margin-bottom:0}
.reviewed{font-size:14.5px;color:var(--muted);border-top:1px solid var(--line);margin-top:48px;padding-top:18px}
.reviewed a{color:var(--muted)}
.disclaim{font-size:14px;color:var(--muted);line-height:1.65;margin-top:10px}

/* ------------------------------------------------------------------- CTA */
.cta-band{position:relative;overflow:hidden;isolation:isolate;background:linear-gradient(135deg,#1c4136,#17362d 60%,#122c25);color:#fff;
  border-radius:var(--r-lg);padding:clamp(26px,4vw,44px);margin:64px 0 0;display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center}
.cta-band::before{content:"";position:absolute;inset:0;background:var(--contour) right -60px center/640px auto no-repeat;filter:invert(1);opacity:.28;z-index:-1}
.cta-band h2{font-family:'Fraunces',Georgia,serif;font-weight:500;margin:0 0 8px;font-size:clamp(26px,3vw,36px);letter-spacing:-.02em;color:#fff}
.cta-band p{margin:0;color:rgba(255,255,255,.8);font-size:17px;max-width:56ch}
.cta-band .btn{background:var(--accent-2);border-color:var(--accent-2);color:var(--ink)}
.cta-band .btn:hover{background:#ecca8c;color:var(--ink)}

/* ------------------------------------------------------------ card grids */
.related{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:18px 0 0;padding:0;list-style:none}
.related a,.card-link{position:relative;display:flex;flex-direction:column;height:100%;border:1px solid var(--line);border-radius:var(--r-md);padding:20px 20px 44px;text-decoration:none;background:#fff;transition:transform .22s var(--ease),box-shadow .22s var(--ease),border-color .22s var(--ease)}
.related a::after,.card-link::after{content:"\2192";position:absolute;left:20px;bottom:16px;color:var(--accent);font-weight:700;transition:transform .22s var(--ease)}
.related a:hover,.card-link:hover{border-color:var(--ink);transform:translateY(-3px);box-shadow:var(--shadow-lift)}
.related a:hover::after,.card-link:hover::after{transform:translateX(4px)}
.related b,.card-link b{display:block;font-size:17.5px;line-height:1.3;margin-bottom:6px;color:var(--ink)}
.related span,.card-link span{font-size:14.5px;color:var(--muted);line-height:1.55}
.card-link .ico{width:44px;height:44px;border-radius:13px;background:var(--warm);display:grid;place-items:center;margin-bottom:14px;color:var(--ink)}
.card-link .ico svg{width:22px;height:22px}
.card-link:hover .ico{background:var(--ink);color:var(--accent-2)}
.card-link .tag{align-self:flex-start;display:inline-block;font-size:11px;font-weight:750;letter-spacing:.11em;text-transform:uppercase;color:var(--ink-2);background:var(--sand);border-radius:999px;padding:3px 10px;margin-bottom:10px}

/* ------------------------------------------------------------------ hubs */
.hub-hero{position:relative;overflow:hidden;isolation:isolate;border-radius:var(--r-lg);color:#fff;padding:clamp(34px,6vw,76px) clamp(22px,5vw,64px);margin:6px 0 34px;
  background:#17362d url('/images/ownerslog-cottage-hero.webp') center 60%/cover no-repeat}
.hub-hero::before{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(15,34,28,.94) 0%,rgba(18,42,35,.82) 48%,rgba(18,42,35,.35) 100%);z-index:-1}
.hub-hero .pill-flag{background:rgba(255,255,255,.12);color:#fff;border-color:rgba(255,255,255,.25)}
.hub-hero h1{font-family:'Fraunces',Georgia,serif;font-weight:500;font-size:clamp(38px,5.4vw,68px);line-height:1.02;letter-spacing:-.034em;margin:16px 0 16px;max-width:17ch;text-wrap:balance;color:#fff}
.hub-hero h1 em{font-style:italic;color:var(--accent-2)}
.hub-hero p{font-size:clamp(17px,1.7vw,20px);line-height:1.6;max-width:56ch;color:rgba(255,255,255,.86);margin:0}
.hub-stats{display:flex;flex-wrap:wrap;gap:10px;margin-top:26px}
.hub-stats span{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);border-radius:999px;padding:7px 14px;font-size:14px;color:#fff}
.hub-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:16px 0 44px;list-style:none;padding:0}
.hub-h2{font-family:'Fraunces',Georgia,serif;font-weight:500;font-size:clamp(27px,3vw,38px);letter-spacing:-.022em;margin:40px 0 4px}
.hub-lede{color:var(--muted);font-size:17px;margin:0 0 6px;max-width:66ch}
.country-pick{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:16px 0 40px}
.country-pick a{position:relative;display:flex;flex-direction:column;gap:6px;border:1px solid var(--line);border-radius:var(--r-md);padding:22px 22px 20px;text-decoration:none;background:#fff;transition:.22s var(--ease)}
.country-pick a:hover{border-color:var(--ink);transform:translateY(-3px);box-shadow:var(--shadow-lift)}
.country-pick .code{font-family:'Fraunces',Georgia,serif;font-size:42px;line-height:1;color:var(--ink);letter-spacing:-.02em}
.country-pick .code::after{content:"";display:block;width:26px;height:3px;border-radius:3px;background:var(--accent);margin-top:12px}
.country-pick b{font-size:18px;color:var(--ink);margin-top:6px}
.country-pick span{font-size:14.5px;color:var(--muted);line-height:1.5}

/* ---------------------------------------------------------------- guides */
.guide-layout{display:grid;grid-template-columns:minmax(0,760px) minmax(220px,300px);gap:56px;align-items:start;justify-content:space-between}
.guide-side{position:sticky;top:96px;display:flex;flex-direction:column;gap:16px}
.guide-side .toc{margin:0}
.guide-side .toc ol,.guide-side .toc ul{columns:1}
.side-card{border:1px solid var(--line);border-radius:var(--r-md);padding:18px;background:var(--warm)}
.side-card b{display:block;font-size:12.5px;font-weight:750;letter-spacing:.12em;text-transform:uppercase;color:var(--ink-2);margin-bottom:10px}
.side-card a{display:block;font-weight:620;color:var(--ink);text-decoration:none;padding:8px 0;border-top:1px solid var(--line-2);font-size:15.5px;line-height:1.4}
.side-card a:first-of-type{border-top:0}
.side-card a:hover{color:var(--ink-2);text-decoration:underline;text-underline-offset:3px}
.byline{display:flex;flex-wrap:wrap;align-items:center;gap:8px 14px;font-size:14px;color:var(--muted);margin-top:18px}
.byline .dot{width:4px;height:4px;border-radius:50%;background:var(--line)}
.calc-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:12px;margin:22px 0 28px;padding:0;list-style:none}
.calc-cards a{display:flex;flex-direction:column;gap:4px;height:100%;border:1.5px solid var(--ink);border-radius:var(--r-md);padding:16px 18px;text-decoration:none;background:#fff;transition:.2s var(--ease)}
.calc-cards a:hover{background:var(--ink);color:#fff}
.calc-cards a b{font-size:16.5px;color:inherit}
.calc-cards a span{font-size:14px;color:var(--muted)}
.calc-cards a:hover span{color:rgba(255,255,255,.78)}
.sources{font-size:15px}
.sources li{font-size:15px!important;line-height:1.55!important;word-break:break-word}

/* ---------------------------------------------------------------- footer */
.site-foot.rich{background:#10251f;color:rgba(255,255,255,.78);border-top:0;padding:64px 0 36px}
.site-foot.rich .in{width:min(1160px,calc(100% - 44px))}
.foot-grid{display:grid;grid-template-columns:1.3fr repeat(4,1fr);gap:30px;margin-bottom:40px}
.foot-grid h3{font-size:12.5px;font-weight:750;letter-spacing:.12em;text-transform:uppercase;color:var(--accent-2);margin:0 0 14px}
.foot-grid ul{list-style:none;margin:0;padding:0}
.foot-grid li{margin:0 0 9px}
.foot-grid a{color:rgba(255,255,255,.8);text-decoration:none;font-size:15px}
.foot-grid a:hover{color:#fff;text-decoration:underline;text-underline-offset:3px}
.foot-brand .brand{color:#fff;margin:0 0 14px}
.foot-brand .brand-tag{color:rgba(255,255,255,.6)}
.foot-brand .mark{background:var(--accent-2);color:var(--ink)}
.foot-brand p{font-size:15px;line-height:1.6;margin:0;max-width:34ch}
.foot-legal{border-top:1px solid rgba(255,255,255,.12);padding-top:22px;display:flex;flex-wrap:wrap;gap:10px 22px;justify-content:space-between;font-size:14px}
.foot-legal a{color:rgba(255,255,255,.7);text-decoration:none}
.foot-legal a:hover{color:#fff}
.foot-legal p{margin:0;max-width:70ch;color:rgba(255,255,255,.58)}

/* ------------------------------------------------------------ responsive */
@media (max-width:1020px){
  .guide-layout{grid-template-columns:1fr;gap:28px}
  .guide-side{position:static;order:-1}
  .guide-side .side-card{display:none}
  .foot-grid{grid-template-columns:1fr 1fr 1fr}
  .foot-brand{grid-column:1/-1}
}
@media (max-width:900px){
  .calc{grid-template-columns:1fr}
  .calc-result{position:static}
  .related,.hub-grid,.country-pick{grid-template-columns:1fr 1fr}
}
@media (max-width:600px){
  .calc-main{width:calc(100% - 32px);padding-top:16px}
  .fields{grid-template-columns:1fr}
  .related,.hub-grid,.country-pick{grid-template-columns:1fr}
  .cta-band{grid-template-columns:1fr}
  .toc ol,.toc ul{columns:1}
  .prose table{display:block;overflow-x:auto;white-space:nowrap}
  .prose p,.prose li{font-size:17.5px}
  .foot-grid{grid-template-columns:1fr 1fr}
  .site-head .bar{gap:10px}
  .head-links{flex-wrap:nowrap}
  .head-links a:not(.head-cta):not([aria-current]){display:none}
  .calc-hero::before{background-size:460px auto;opacity:.6}
}
@media print{
  .site-head,.site-foot,.cta-band,.related,.res-actions,.crumbs,.toc,.guide-side,.keyfacts{display:none!important}
  .calc{grid-template-columns:1fr 1fr}
  .calc-hero,.calc-result{background:#fff!important;box-shadow:none;border:1px solid #000}
  .calc-hero::before,.calc-hero::after,.calc-result::before,.calc-result::after{display:none}
  .calc-result *{color:#000!important}
  .calc-form{box-shadow:none}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important}}